As you may well know, vacant house insurance premiums cost more than those of occupied homes. This is due to the fact that vacant houses stand a higher chance of been broken into. However, there are a few simple steps you can do to reduce your vacant house insurance premiums.

To start off with, you should take steps to protect your house from vandals, burglars, fire, and acts of nature. You can do this by making sure you secure all doors and windows with deadbolts, window locks or an alarm system.

Next, trick a possible intruder into thinking that the house has people living in it by giving it a lived-in look. Install light timers, have a neighbor pick up your mail, and have someone shovel your driveway after a snowfall.

You can also reduce the amount you pay for vacant house insurance by purchasing your vacant house insurance and your car insurance from the same company. This can save you up to 30% on your insurance premium.

You may also try raising your deductible. Raising your deductible can save you up to 25%.

Lastly, but no less important is to compare insurance rates with at least three different companies. You would be surprised but you can save as much $1000 just by choosing the best value deal.